Find The Right Funding Program for Your Business
Whether you want comprehensive coaching over 12 months or a single focused effort with performance-based pricing, we have an option that fits.
All business credit cards require a personal guarantee. Accounts typically do not report to personal credit when kept in good standing.
How You Can Work With Us
Compare your Options
More Than Just Applications
We don't just submit forms and hope for the best. Fund&Grow is a coaching program designed to help you understand how business credit works so you can keep building long after your membership ends.
01
We handle the heavy lifting
We don't just submit forms and hope for the best. Fund&Grow is a coaching program designed to help you understand how business credit works so you can keep building long after your membership ends.
02
We equip you to negotiate
After an approval comes through, we coach you on contacting the bank to request a higher limit. You make the call with our guidance.
03
We help you overcome denials
A rejection doesn't have to be final. We show you how to reach the right person and what to say to get a second look.
We don't just submit forms and hope for the best. Fund&Grow is a coaching program designed to help you understand how business credit works so you can keep building long after your membership ends.
How Fund&Grow Works
Pre-Qualification
Complete a simple pre-qualification form. We'll review your credit profile and give you an honest assessment of your funding potential. With no hard credit pull and impact on your credit score.
Enrollment and Strategy
Once enrolled, you're paired with a Client Success Advocate. They are your dedicated prep-partner throughout the program, helping keep your credit profile application-ready from the first round to the last. They assess your file and turn it into a tailored action plan that flexes as things change.
Between rounds you get practical resources, guidance, and honest expectations. You will know what is next, and why each step strengthens your business before the next application round.
Personalized Funding Plan
Your Funding Specialist develops a tailored strategy identifying the best business credit cards based on your personal credit, existing lender relationships, and business goals. Throughout the 12-month program, we work with you to maximize your total funding potential over three rounds of strategic applications.
Coaching and Negotiation
We submit most of the applications and coach you through the ones that require your involvement. We teach you how to negotiate with banks for higher limits. If you get denied, we guide you on exactly what to say and who to contact to reverse that decision, in many cases.
Build and Scale
Beyond access to funding, we guide you on proper credit use, credit limit increases, and strategies to expand your available capital over time. You learn skills that serve you long after the program ends.
What You Need to
Get Started
A few requirements ensure we can help you get the best results.
Not quite there on credit? We can point you toward resources to improve your profile before enrolling.
Industries we cannot serve
Cryptocurrency/bitcoin, liquor stores, cannabis, and adult entertainment businesses.
Who
Fund&Grow
Works With
Entrepreneurs and Startups
Launching a business and need capital to get started? Traditional lenders won't talk to you until you have two years of history. Business credit cards work differently. If you have your EIN, we can help you access funding to launch without giving up equity or taking on high-interest debt.
Real Estate Investors
Deals move fast. You need capital that moves faster. Our real estate clients commonly access $250,000 to $300,000 in available credit within 12 months, giving them the flexibility to act on opportunities when they arise.
Small Business Owners
Whether you need capital for inventory, marketing, hiring, equipment, or bridging cash flow gaps, business credit cards give you flexible access to funds you can use however your business needs.
Established Businesses
Already have two or more years of business history? In addition to business credit cards, we can also provide guidance on traditional business loans and non-recourse corporate/vendor credit to expand your funding options.
More Than Just Credit Cards
Fund&Grow is a coaching program designed to help you access capital and build long-term financial skills.
More Than Just Credit Cards
Our core service. We help you access 0% introductory APR business credit cards, coach you on applications and negotiations, and guide you throughout your 12-month program to maximize your total funding position.
Corporate Credit Building
We provide guidance on building your business credit profile, which strengthens your overall creditworthiness and opens doors to future funding opportunities.
Vendor Credit Guidance
Learn how to establish net-30, net-60, and net-90 accounts with vendors that report to business credit bureaus. These accounts help build your business credit profile and expand your funding opportunities down the line.
Business Entity Formation & Support
Just starting out and haven't formed your business yet? We can help you with an LLC setup to get started, or connect you with trusted partners for more advanced entity structures.
Resource Center Access
Clients gain access to the Resource Center, a curated collection of tools, guides, and partner-trusted services built to support every stage of their business journey.
Prosperity Pulse
Extended Coaching
For members who want continued guidance during or after their core program, Prosperity Pulse provides monthly live coaching calls and ongoing education to support your business growth.
$50/month
Available to all Fund&Grow members
We Stand Behind Our Process
If you complete our program and don't obtain any business credit cards, you may qualify for a refund (a 4% processing fee applies). Every Fund&Grow membership includes this protection.
Full details available in our Terms of Service.
Ready to access business credit cards?
See how much you could qualify for, or choose your program and get started today.
